Credit Repair : Make a Plan, Improve Your Credit, Avoid Scams

Credit Repair : Make a Plan, Improve Your Credit, Avoid Scams

PAPERBACK

01 Oct, 2024

Improve Your Credit!It's generally pretty easy to fall into debt--but it can be hard to repay that money. Unfortunately, the consequences of mounting debt,...

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ISBN-10:

1413332099

ISBN-13:

9781413332094

Publisher

NOLO

Dimensions

9.00 X 7.00 X 1.25 inches

Language

English

Description

Improve Your Credit!

It's generally pretty easy to fall into debt--but it can be hard to repay that money. Unfortunately, the consequences of mounting debt, like delinquent bill payments, defaults, lawsuits, repossessions, foreclosures, and bankruptcy, eventually find their way into your credit reports and damage your credit scores.

Having bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying more in rates and fees for any loans or credit you can get. This thorough, easy-to-follow manual will help you repair your credit and get the financing you deserve. Learn the practical measures to raise your credit scores and repair your credit. Credit Repair will teach you how to increase your scores by taking simple steps such as removing erroneous information from your credit reports and paying down high loan balances. Readers will also learn how to protect their credit by budgeting, avoiding problems with credit cards, and steering clear of identity theft.

This book provides helpful tips to people with existing credit problems and can assist those who have thin credit files (not much credit history), too. You'll learn how to build a positive credit history and establish good credit habits.

Don't wait to take action. Credit Repair will give you the tools you need to develop a plan to improve your credit, including strategies and useful information about the process involved in repairing or building your credit.


Product Details

ISBN-10

:1413332099

ISBN-13

:9781413332094

Publisher

:NOLO

Publication date

: 01 Oct, 2024

Format

:PAPERBACK

Language

:English

Reading Level

: All

Dimension

: 9.00 X 7.00 X 1.25 inches

Weight

:544 g

Editorial Reviews

"Credit Repair is a guide to improving bad credit, written by professional bankruptcy and foreclosure attorneys. Crafted to be in-depth yet thoroughly accessible to readers of all backgrounds, Credit Repair covers how to prioritize debts and create a budget, negotiate with creditors, correct credit report errors and remove old information, avoid identity theft and credit repair scams, and much more. Access to the nolo.com website, where one can download the forms contained in Credit Repair and obtain timely legal updates, complements this "must-have" guide for anyone struggling with credit woes. Highly recommended, both for personal use and for public library collections." The Midwest Book Review

"A helpful guide for people who have sunk into debt, offers ideas for setting a budget and repairing credit history." Washington Times

"A high quality, do-it-yourself credit repair approach..." Reuters


"How do you distinguish genuinely helpful credit-repair professionals from scam artists? Ask your library for books such as Credit Repair." Chicago Sun-Times


"Attorneys Loftsgordon and O'Neill explain how people who have fallen behind on bills, been sued, faced a repossession or foreclosure, or even declared bankruptcy can take simple and effective steps to repair their credit. Their topics include credit reports and credit scores: the nuts and bolts, the first step to a better credit score--cleaning up your credit report, reducing current expenses and debt, getting help to negotiate and manage debts, choosing and using credit cards, and avoiding and dealing with identity theft." Eithne O'Leyne, Editor Ringgold, Inc. ProtoView

From the Author: It can be easy to fall into debt, but challenging to pay that money back. Unfortunately, the consequences of mounting debt, like delinquent bill payments, defaults, lawsuits, repossessions, foreclosures, and bankruptcy, eventually find their way into your credit report and damage your credit score. If you find yourself in a bad credit situation, this book will help you take simple and practical steps to raise your credit score and repair your credit.

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